How affiliate relationships work on 401kROBS.com

This page explains the site's commercial relationship language for ROBS provider mentions, provider comparison pages, provider-match results, and educational pages that include commercial links or referrals. It is a policy explanation, not a list of active provider relationships, contracts, commission percentages, payment triggers, or provider-specific deal terms.

The observable site language supports a bounded statement: 401kROBS.com may earn a commission from some providers or featured partners, and readers should treat that as a material connection when evaluating provider mentions. [1] If a specific page includes a commercial link, that page should identify the relationship close to the link or recommendation, not rely only on this page. [1]

An affiliate link or referral is a link, button, tracking URL, form handoff, or similar path that may let the site earn compensation if a reader clicks, requests information, signs up, buys a service, or otherwise completes a qualifying action. The exact trigger depends on the provider or network arrangement, so this page does not promise a uniform commission method.

When the site says there is no added cost to the reader, it means the site does not separately charge the reader for using the link. It does not prove that the provider's price is the lowest available option, that the reader could not negotiate different terms elsewhere, or that the provider's fees are unaffected by its own marketing costs.

The FTC's endorsement guidance treats unexpected payment, referral, business, family, personal, or other benefit connections as material connections when they could affect how consumers evaluate an endorsement. [2] [3] The FTC also says affiliate-link disclosures should be clear enough that readers understand compensation may be earned and close enough to the related link or recommendation that readers can connect the two before acting. [1]

Because the FTC guidance is fact-specific, this site should avoid treating a separate policy page, an About page, or a footer note as the only disclosure for a commercial provider recommendation. [1]

The current provider-match methodology states that affiliate relationship, referral program status, provider name recognition, and provider slug do not add points. [4] The scoring table uses reader-selected factors such as business funding goal, rollover amount, employee administration, setup timing, service priority, additional financing, and specialist support. [4]

• Affiliate compensation is not an input in the current provider-match score, according to the published provider methodology. [4]
• Current methodology states that affiliate relationship, referral program status, provider name recognition, and provider slug do not add points. [4]
• Commercial relationships do not prove that a provider has superior quality, lower fees, stronger compliance, or appropriate fit for a reader's transaction.
• Provider pricing, service scope, support claims, and availability should be verified directly with the provider before a reader relies on them.

That is a bounded description of the current published methodology. It is not a guarantee that every future page, future tool, provider contract, or third-party ad placement will use the same format. Readers should rely on the page-level disclosure, methodology, and provider source notes visible on the page they are using.

Affiliate compensation should not turn unknown provider facts into favorable facts. Readers should compare provider records by written setup fees, recurring administration fees, employee charges, valuation support, audit support, legal or tax access, SBA or other financing coordination, cancellation terms, exit fees, and service exclusions.

A provider's commercial relationship with this site does not replace due diligence. Before choosing a ROBS provider, request current written fees and scope, confirm which services are included or excluded, identify who handles plan documents, rollover coordination, valuation support, Form 5500 support, employee administration, audit response, and exit planning, and ask whether independent legal, tax, valuation, lending, or franchise advice is needed for the reader's facts.

This page reflects the public site language and source checks available as of August 14, 2026. Provider relationships, referral arrangements, public pricing, and disclosure formats can change. A sitemap last-modified date or page update date is evidence of the site's date practice for that route, not a promise of a fixed recheck cadence.

If a reader sees an outdated commercial disclosure, unsupported provider claim, broken source, or unclear material-connection label, the current public path is to use the relevant page links: the About page, Editorial Policy, author page, and provider methodology. The site does not currently publish a dedicated correction-request form, correction email address, or correction service-level agreement.

These are the public sources used to frame this disclosure. FTC sources explain endorsement and material-connection disclosure principles; site pages explain the current observable 401kROBS.com methodology and trust boundaries.