Interactive ROBS Provider Comparison

Start with the default alphabetical sample, then add or remove providers with the checkboxes. Use one selected provider to inspect a single record, two to four for side-by-side review, and zero to confirm no provider has been chosen. The pricing-status filter can narrow the visible list, but it does not convert unknown facts into negative findings.

• Compare setup fee and recurring administration fee cadence only where the source record supports those fields.
• Read included services as provider-stated or record-stated scope, not as a legal guarantee that every contract includes every task.
• Open the direct provider source and profile page before relying on a fee, service, credential, audit, financing, or affiliate statement.
• Use reset to return to all pricing states and the neutral default selection.

The default and full-list ordering is alphabetical by provider name. Affiliate relationships, public pricing, service breadth, and brand familiarity do not change ordering. The model reuses the canonical provider records rather than creating a second dataset, so profile pages, provider directory records, and this tool refer to the same maintained source fields. [4]

Provider-controlled pages can establish what a provider says, charges, or offers. They do not establish that a provider is safer, more compliant, more suitable, or better for a particular rollover, employee population, franchise purchase, business acquisition, SBA loan package, audit, correction, sale, or shutdown.

Government sources define the ROBS and fiduciary boundaries. The IRS identifies ROBS compliance concerns involving rollovers, employer stock, valuation, plan filings, corporate returns, prohibited transactions, discrimination, and failed businesses. [1] DOL materials explain the plan fiduciary duty to evaluate services, costs, provider selection, and ongoing monitoring. [2] [3]

Before hiring any provider, request a current written fee schedule and scope. Confirm setup fee, deposit or refund terms, recurring administration fee cadence, participant charges, employee-onboarding charges, Form 5500 support, Form 1099-R or Form 945 support, corporate-record support, valuation cost and independence, audit or IRS assistance limits, legal and tax advice boundaries, SBA or other financing boundaries, exit support, plan termination fees, and record-export rights.

Unknown or quote-only fields are not hidden by default because silence is not zero. A provider with no public recurring administration fee may still have recurring charges, pass-through expenses, participant charges, third-party service costs, event fees, or contract limitations.

401kROBS may identify public affiliate, partner, or referral pages where they are part of the maintained provider record. Those commercial facts do not determine order, inclusion, default selection, or editorial conclusions. The table does not route prospects to providers and has no contact-provider form.

This page is educational. It does not provide legal, tax, fiduciary, valuation, investment, lender, franchise, or plan-administration advice. A ROBS-funded company sponsors a qualified retirement plan that must be administered under its documents and applicable law. Hiring a provider does not remove the sponsor duty to prudently select and monitor service providers, evaluate reasonable fees, preserve records, and coordinate professional advice when facts require it. [2] [3]

• If one provider publishes a lower setup fee, what services are excluded, deferred, optional, or handled by third parties?
• If a provider states audit support, does the written agreement cover IRS and DOL inquiries, response preparation, Tax Court counsel, prohibited-transaction allegations, annual-administration errors, and eligibility failures?
• If a provider mentions SBA or franchise funding, is it ROBS implementation support, lender packaging, referral support, loan brokerage, or only general coordination?
• If pricing is unavailable, what setup, monthly, annual, per-participant, valuation, correction, amendment, cancellation, transfer, and termination charges should be requested in writing?

1. [1] IRS ROBS compliance project

   IRS describes ROBS arrangements as retirement funds rolled into a plan that buys stock of a new C corporation, and identifies stock valuation, stock purchases, participant information, Form 5500 or 5500-EZ, Form 1120, prohibited transactions, discrimination, business failure, bankruptcy, liens, and dissolution as compliance concerns. Page last reviewed Nov. 16, 2025; checked for this tool Aug. 13, 2026.

   Open source

2. [2] DOL: Meeting Your Fiduciary Responsibilities

   DOL explains fiduciary duties, prudent selection and monitoring of service providers, reasonable plan expenses, following plan documents, participant disclosures, Form 5500 reporting, corrections, and employer-stock fair-market-value concepts. Checked Aug. 13, 2026.

   Open source

3. [3] DOL: Understanding Retirement Plan Fees and Expenses

   DOL explains that plan fiduciaries should evaluate services, fee categories, bundled and unbundled arrangements, compensation, participant information, cybersecurity, and ongoing provider monitoring. Checked Aug. 13, 2026.

   Open source

4. [4] Canonical 401kROBS provider records

   The comparison model imports the maintained provider records used by the provider directory and profile pages. Each record stores provider website, pricing source, pricing status, service process, strengths, affiliate status, evidence identifiers, and last verification date. Internal canonical record reviewed Aug. 13, 2026.

   Open source